At Spottke Insurance, we take your privacy seriously. This policy applies to all of the services we offer, as well as those offered by our subsidiaries or affiliated companies, if any. We are committed to keeping any and all personal information of those individuals that visit our website and make use of our online facilities, and keep services accurate, confidential, secure and private.
Collection of Information:
This website collects various types of information, such as:
Please rest assured that this site shall only collect personal information that you knowingly provide by the way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided on this site.
Spottke Insurance Group may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race and religion, as well as, the type of browser you are using, IP address, type of operating system, at a later time, that will assist us in providing and maintaining superior quality service.
Use of Information Collected:
Spottke Insurance Group may collect and make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At any time, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from www.spottkeinsurance.com. Spottke Insurance Group may also be in contact with you in regard to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.
Spottke Insurance Group does not now, nor will in the future, sell, rent, lease any of its customer lists and/or names to any third parties.
Spottke Insurance Group may disclose your personal information, without any prior notice to you, unless required to do in accordance with applicable laws and/or in good faith belief that such an action is deemed necessary or required in an effort to:
Minors:
We understand the importance of protecting children’s privacy, especially in an online environment. The Site is not designed for or directed at children. Under no circumstances shall we allow use of our services by minors without prior consent or authorization by a parent or legal guardian. We do not knowingly collect Personal Information from minors. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at info@spottkeinsurance.com.
Retention:
We will retain your personal information for as long as necessary to provide our services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing client personal data, account opening documents, communications and anything else as required by applicable laws and regulations.
We may rectify, replenish or remove incomplete or inaccurate information, at any time and at our own discretion.
Corporate transaction:
We may share information in the event of a corporate transaction (e.g. sale of a substantial part of our business, merger, consolidation or asset sale). In the event of the above, the transferee or acquiring company will assume the rights and obligations as described in this Privacy Policy.
Updates or amendments to this Privacy Policy:
We reserve the right to periodically amend or revise the Privacy Policy; material changes will be effective immediately upon the display of the revised Privacy policy. The last revision will be reflected in the "Last modified" section. Your continued use of the Platform, following the notification of such amendments on our website, constitutes your acknowledgment and consent of such amendments to the Privacy Policy and your agreement to be bound by the terms of such amendments.
Cookies:
We and our trusted partners use cookies and other technologies in our related services, including when you visit our Site or access our services.
A "cookie" is a small piece of information that a website assign to your device while you are viewing a website. Cookies are very helpful and can be used for various different purposes. These purposes include allowing you to navigate between pages efficiently, enable automatic activation of certain features, remembering your preferences and making the interaction between you and our Services quicker and easier. Cookies are also used to help ensure that the advertisements you see are relevant to you and your interests and to compile statistical data on your use of our Services.
The Site uses the following types of cookies:
a. 'session cookies' which are stored only temporarily during a browsing session in order to allow normal use of the system and are deleted from your device when the browser is closed;
b. 'persistent cookies ' which are read only by the Site, saved on your computer for a fixed period and are not deleted when the browser is closed. Such cookies are used where we need to know who you are for repeat visits, for example to allow us to store your preferences for the next sign-in;
c. 'third party cookies' which are set by other online services who run content on the page you are viewing, for example by third party analytics companies who monitor and analyze our web access.
Cookies do not contain any information that personally identifies you, but Personal Information that we store about you may be linked, by us, to the information stored in and obtained from cookies. You may remove the cookies by following the instructions of your device preferences; however, if you choose to disable cookies, some features of our Site may not operate properly and your online experience may be limited.
We also use a tool called “Google Analytics” to collect information about your use of the Site. Google Analytics collects information such as how often users access the Site, what pages they visit when they do so, etc. We use the information we get from Google Analytics only to improve our Site and services. Google Analytics collects the IP address assigned to you on the date you visit sites, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Google’s ability to use and share information collected by Google Analytics about your visits to this Site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy.
Links to Other Websites:
Our website may contain links to affiliate and other websites. Spottke Insurance Group does not claim or accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy Agreement applies only and solely to the information collected by our website.
Security:
Spottke Insurance Group shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to its offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user’s personal information under our control.
The company also uses a Secure Socket Layer (SSL) for authentication and private communications in an effort to build users trust and confidence in the internet and website use by providing simple and secure access and communication of credit care and personal information.
How to contact us:
If you have any general questions about the Site or the information we collect about you and how we use it, you can contact us at info@spottkeinsurance.com.
Last Modified October 2022
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